On this page of Benford's Law Stocks.com we present our study of CULLEN/FROST BANKERS, INC. — ticker symbol CFR. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 4/30/2020 to 2/6/2025 for CULLEN/FROST BANKERS, INC. under CIK number 0000039263. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for CFR, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for CULLEN/FROST BANKERS, INC. based on the past CFR filings our system processed in the past.
29.6
16.8
10.7
10.4
8.9
8.7
6.7
4.3
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL?   [ original filing, CFR stockholder letter ]
Total numbers found: 3,305
Recent share count: 64,131,862 (6's column)

= Typical range across full coverage universe
Benford's Law Stocks Indicator
3305
High count compared to other filers, with CFR falling in the highest 10% of filers. At this number count, it would take about 33 numbers to move any given column by a full percentage point.
95

Starting from a possible score of 100, we made the following score deductions:
 • We deducted points upon observing the 6's percentage was above the typical coverage universe range.
 • We deducted point upon observing the 6's percentage was above the company's typical historical range.
 • We deducted point upon observing the 7's percentage was above the typical coverage universe range.
Benford's Law Stocks Indicator
CFR
High score compared to other filers, with CFR falling in the highest quartile of filers.
APLE
BTTR
CNNE
CWH
AVB
CCO
CMG
CTS
Check our work! We provide our CULLEN/FROST BANKERS, INC. Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the CFR filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 978 numbers that start with the digit 1. Here they are:
183,976
150.0
10.9
150.0
150.0
10,234,258
15,043,625
16,578,371
18,824,251
18,578,255
1,245,377
1,190,033
1,944,652
14,441,820
14,926,094
14,200
123,184
123,127
1,311,175
10,000,000
150,000
1,000
145,452
145,452
1,075,572
1,055,809
1,252,004
1,119,219
1,375,442
1,189,377
1,288
1,475,721
140,476
1,556
1,524
141,833
135,969
184,438
1,604,612
1,558,664
1,291,283
1,539,627
1,512,493
1,288,283
165,270
153,315
154,679
106,230
19,419
18,231
122,446
115,306
128,751
124,396
112,495
148,487
135,286
120,771
15,603
194,701
1,302,758
1,228,662
1,024,274
113,425
114,400
171,662
172,195
1,673
12,757
168,083
132,785
1,695,612
1,116,462
145,452
1,009,921
1,695,612
1,695,612
1
1,513
16,659
18,322
18,322
1.11
145,452
1,029,756
1,348,294
1
1,463
10,958
18,793
1.11
145,452
1,055,809
1,119,219
132,785
132,785
19,763
19,763
1.11
145,452
1,075,572
1,252,004
11,600
14,829
17,724
12,921
141
109
19,763
18,322
116,243
1,147,624
1,424,105
162,142
17,899,779
19,124,336
123,254
1,904,067
19,600,708
19,103,872
15,683,097
15,851
1,966,111
1,701,895
1,823
1,937
1,282
127,776
158,630
102,501
180,879
1,258,500
1,945,567
16,659
1,546,982
12,028,132
16,583,000
10,234,258
12,028,132
169,020
122,000
118,000
100,000
1,452
19,297
15,044
15,259
14.1
125
1,193,840
1,122,764
1,193,840
13,954
116,414
1,500
1,497
1,500
13,954
187,493
1,250,431
1,196,332
1,250,431
1,500
1,455
1,500
130,760
1.4
1.0
1.2
1,504,951
13,640
14,531
1,834,432
1,500
1,504,951
19,755
14,531
1,500
158
158
152
158
1,029,154
16,602,158
1,563,378
15,043,625
17,965,338
14,828
1,401,795
16,578,371
104.9
114.9
1,289,852
1,002,734
1,029,154
11,658,462
1,529,997
13,784,913
1,563,378
11,244
1,193,840
17,702
1,500
1,500
1,122,764
17,695
1,497
1,497
1,096,734
198,105
192,785
12,553
1,381,425
1,015,030
11,731,650
16,602,158
1,088,890
165,031
134,141
12,588
1,373,388
10,406,336
15,043,625
123,254
1,904,067
14
110,997
13,597
1,452
109
194,126
1,128,895
1,680,724
165,420
168,074
13,071,912
11,443,370
18,824,251
1.0
14.6
13.4
129,931
19,545
1,377
11,500
18,660
1,592
1,186
12,960
1,321
1,248
1,505
1,731
19,197
1,635
1,257
1,006
14,294
19,545
1,321
146
11,500
150
1,451
1,600
1,785
1,079
17,480
1.7
1,120,553
1,128,895
13,040
1,523
17,015
12,028
103,496
161,585
15,711
1
13,813
19,438
1.50
1.75
10.25
1,693
13,813
19,438
1,051
1,051
1,070
1,070
1,553,200
15,552
109,594
15,147
12,290
15,332
1,876
18,057
17,673
158,390
13,107
1,564
1,179
1,479
11
13,265
1,630,146
112,637
16,150
1,516
1,111,319
1,677
1,400
11,183
188
1,321
1,379
18,161
1,608
1,128,895
1,427,212
1,288,934
1,450,649
1,006,922
18,408
11,197
10,546
10,746
173,033
13,027
194,178
1,126
1,505
122
1,450,749
1,347,348
1,638,136
1,160,877
1,095,642
151,846
159
1,860,004
15,276
171,611
107,666
171,695
167,122
159
1,957,782
1,332,572
1,096,201
1,489,026
172,656
12,258
1,641
10,383
1,307
1,046
109,254
16,837
1,153
125,261
1,635
1,257
1,006
1
11,894
17,102
1,619,306
182,089
1,819
1,137
1,041
17,680
14
106
1,321
1,402
146
10,831
10.02
1,601,175
1,667,750
1,186,559
12,173
13,250
16,272
11,143
173,470
17,364
16,363
114,071
17,449
150
1,451
19,770
1,645,223
1,785,624
1,253,062
100,370
1,613
155,567
1,526,086
127,102
13,322
17,035
1,485
10,501
1,613
169,017
1,680,724
1,597,703
100,370
1,030
1,897
1,944
112
17,015
1,165
12,028
1,322
12,242
146,972
152,517
147,830
157,716
12,224
1,734
181
1,906
1,124
1,972
1,150
1,318
12,504
1,944
170,225
134,319
171,222
137,847
11,335
148
158
153
175
158
1,199
1,230
1,247
1,270
159
11,158
125.9
127.2
17,549
17,720
125,031
154,704
13,265
165
17,521
143,205
19,106
10,279
15,443
12,364
112,505
144,897
17,814
130,598
13,538
10,040
17,814
130,598
13,538
10,040
16,479
14,828
1,234
10,500
16,433
10,931
1,155
143,205
19,106
10,279
104,237
18,062
16,709
1,067
18,315
1,337
1,681
11,271
19,445
13,522
1,202
19,989
17,814
130,598
13,538
10,040
17,217
144,936
1,813
13,517
1,529
10,051
17,182
1,158
140
14,337
15,766
104,237
18,062
1,423
1,820
14,828
122
12,026
1,459
1,400
11,796
13,265
18,670
11,353
18,797
122
165
17,521
191,594
1,695,216
1,584,059
1,245,377
1,190,033
1,456
12,835
13,811
14,441,820
14,926,094
10,310,942
10,512,637
11,568,254
10,997,279
1,219,463
1,061,701
121,113
115,798
17,636
169,706
107,808
14.2
100
123.7
120.0
1.81
123.7
1.81
12,046,520
12,195,073
1.8
1.6
19.0
153
15.4
145.5
120.0
100
10.5
13.62
13.76
14.07
1,913,847
13.76
15.53
10.50
10.00
14.72
10.50
10.00
13.25
13.33
1,977,656
13.73
1,827,871
13.33
15.18
10.50
10.00
14.20
10.50
10.00
150,000
150.0
1,000
145.5
1,000
150.0
10.9
150.0
1
1.2
142,191
174,611
161,823
197,747
1,150
1,105
1,114
11,340
10,794
10,930
169,727
174,611
161,823
142,372
143,944
185,925
11,340
10,794
10,930
130,900
142,372
143,944
17,879
130,900
142,372
143,944
120,179
130,750
10,721
11,622
120,179
130,750
10,721
11,622
169,727
174,611
10,721
11,622
10,959
13,966
1,673
1,325
12,757
10,078
1,612
14,921
13,001
1,241
169,727
174,611
12,080
12,025
11,905
11,596
11,488
108,293
1.1
100
133.67
119,176
142.56
133.40
16,022
16,058
105.36
103.47
108,920
130,286
114.53
18,254
116.84
176,892
129.44
119.17
106.74
113.72
103.65
183,976
12.7
118,389
16,659
13,454
19,616
13,445
19,308
19,457
16,734
13,162
19,763
18,322
12,912
1
136,623
126,827
113,799
194,701
1.8
1.3
125,025
129,229
11,600
14,829
113,425
114,400
16.3
16.1
13.4
146,153
149,598
140,454
1,854
1,861
1,692
1,629
1,399
113,425
114,400
13,753
18,048
18,106
13,591
13,073
129,172
135,092
171,662
135,613
132
172,195
136,034
1,927
1,673
1,322
168,083
132,785
136
14
1,948
12,757
10,078
1,693,418
155
1,694,000
1,051
1,612
1,695,612
1,094,794
1,119,219
136,110
1,927
134,183
1,322
1,398
136,034
132,785
1,230,828
1,252,004
1,313,791
1,348,294
10,078
1,094,794
1,119,219
1,694,000
1,697,954
1,694,000
1,612
1,695,612
1,313,791
1,348,294
1,213,519
1,040,659
11,747
1,213,519
1,040,659
11,747
12,897
18,500
17,363
11,822
12,973
18,722
17,363
11,571
1
14
16
16
1,742
1,889
11
1.5
101,329
101,329
110,979
110,979
16,951
16,951
10,129
15,505
11,759
1,424
17,816
14,219
12,100
10
12,981
101,329
1,458
110,979
1,458
10,129
10,129
1
1
119,723
119,723
19
19
18,472
13,271
14,870
119,723
169,489
15,298
1,452
1,452
19
19
19,719
1,480
16,328
15,465
10,987
13,121
19,297
15,500
10,234,258
10,234,258
18,578,255
18,117,369
14,200
14,200
123,184
123,712
123,127
123,712
13,529
1,610,600
13,529
1,604,612
1,545,615
13,529
1,539,627
167,448
165,270
106,217
13
106,230
196,189
1,914
1,623
109,431
12,911
104
122,446
115,136
13,615
128,751
142,517
148,487
189,700
1,138,830
157,074
1,302,758
110,524
113,425
15,400
1,875,423
15,443
11,397
1,562,441
11,397
1,558,664
1,516,270
11,397
1,512,493
155,278
1,963
153,315
19,419
19,419
18,809
178,906
1,683
1,565
103,427
11,776
103
115,306
109,953
14,443
124,396
129,042
190
135,286
178,784
1,077,824
144,478
1,228,662
19,440
111,145
114,400
13,865
1,813,760
186,526
13,080
1,987,206
1,470,947
1,475,721
175,480
129
184,438
1,295,467
1,291,283
1,292,467
1,288,283
156,751
154,679
18,231
18,231
17,070
140
175,874
1,932
1,448
10,273
157
13,579
112,495
115,257
173
120,771
15,569
15,603
147,841
194,701
132,009
1,024,274
16,605
10,187
10,968
17,643
1,526,343
180,519
10,761
1,696,101
1,231
1,233
123,184
123,127
109
1,929
13,529
13,304
1,727
1,668
1,605
16,750
19,867
15,249
16,659
18,829
17,602
186,585
16,013
159,931
We found 554 numbers that start with the digit 2. Here they are:
230,657
20,754,813
270,151
245,996
20,484,662
2,159,958
28,280,928
26,994,474
21,975
210,000,000
207,150
219,295
22,558
23,927
249,797
218,177
240,131
237,626
216,367
270
2,390,637
2,217,716
21,017
244,411
229,367
277,926
2,143,567
277,211
2,144,304
2,439
2,964
2,041
289,968
2,146,345
229,075
2,956,966
20,744
25,135
209,780
209,780
229,075
229,075
267,357
24,590
24,590
232,323
232,323
23,927
22,643
242,446
242,446
22,558
23,951
24,590
2,944
2,096
2,220
25,264
23,573
24,409
259,142
232,665
22,178,248
2,365
2,047
25
2,607
2,585
2,033,628
223,528
22,643
242,446
232,323
209,780
2,876,950
2,999,880
239
2,338,745
2,236,285
2,338,435
2,367,807
2,334,257
2,367,497
2,338,745
249,895
2,352
2,493
284,329
285,305
240,152
249,895
249,895
26,420
277,368
284,329
2,126,451
2,261,781
2,338,745
2,933,887
2,161,531
2,236,285
2,815,272
2,204,591
284,652
225,414
2,430,874
2,054,258
284,459
222,960
2,278,099
20
21,044
21,613
230
2,899
203,629
21,612
2,264,076
259,456
2,460,726
20,754,813
20.2
296,754
295,836
21,920
22,420
22,932
20,819
2,915
2,144
2,702
2,671
2,753
2,654
21,920
2,202
28,675
20,099
22,420
2,281
25,974
2,209
28,120
2,263,206
2,264,076
29,043
20,593,228
20,754,813
2,012
2
2
2
2,092
2
2,092
2,012
257,280
298,912
253,018
2,242,193
24,059
25,818
262,446
2,112
2,987
2,092
2,443
2,574
2,144
28
289,789
279,503
2,413,231
22,510
2,648
2,011
2,038
2,262
2
2,700
2,700
24,187
204,577
211,814
23,594
2,671
2,531
2,373
21,295
222
281
209,545
2,727
232,461
2,727
2,264,076
2,220,554
2,179,711
206,643
2,083,490
205,244
2,222
25,932
2,530
2,400
2,443
219,766
2,247,752
270,710
27,643
291
25
2,989
21,650
25,555
2,700
2,700
277,722
214,874
28,870
23,214
29,278
20,589
20,119
2,650
2,650
229,733
264,770
28,063
296
28,063
296
2.55
2,205,943
2,361,998
292
213
2,452
2,869
2,130
29,043
248,225
250,355
249
22
23
243
249
22
26
2,129
27,705
24,464
28,477
25,094
2,066
2,641
2,566
2,578
20,220
281,820
2,440,506
283,764
2,460,726
28
2,553
27
20
251
2,604
28,885
21,970
29,373
22,128
28,713
2,393
2,467
22,635
2,700
270,151
20,612
2,435
2,700
2,650
245,996
245,996
24,494
23,083
22,844
270,151
227,621
23,012
2,883
245,996
248,666
24,388
2,333
227,621
2,993
253
24,485
218
2,459
232
25,908
24.2
2,435
2,700
2,700
21,373
2,650
2,012
224,290
281,697
262,666
250,572
230,642
24,135
270,282
280,502
2,576
270.3
280.5
29,795
206,868
28,280,928
26,994,474
22,972,618
22,393,786
2,744,112
2,339,716
2,500,536
2,744,112
22.0
20
2,912
211
20
2.5
2,232,822
2,231,710
2,072,302
2,711,283
2,709,934
2,550,526
2,079,715
2,079,965
2,599,956
2,132,516
2,129,784
2,589,484
2,586,166
2,434,038
2,003,020
2,003,152
2,503,940
25
25
20
239,879
229,749
207,924
200,594
22,477
26,108
2,239
2,964
2,041
2,679
26,806
21,176
24,425
2.79
24,341
26,633
25,833
29,233
2
28.0
2,576,038
2,350,000
226,038
21,554
2,361,570
202,460
25,180
261,454
213,749
217,561
28,151
267,054
232,617
22,913
230,657
217,470
281,421
267,357
22,643
24,590
2,969
25,827
244,411
229,367
21
2,281
2,135
2,591
2,250
2,413
21
291,023
2,422
2,368
20
2,439
277,926
219,562
277,211
218,997
2,748
2,679
289,968
229,075
2,143,567
2,144,304
2,964
2,342
2,041
2,146,345
24,425
21,176
219,049
226,379
2,748
2,696
218,997
229,075
24,425
2,342
2,342
20,293
205,164
275,000
20,482
205,164
275,000
27,471
25,454
26,082
2,499
26,753
26,767
2,499
24,769
250
250
250
250
2,183
2,297
26,019
26,019
26,157
2,322
22,338
2,109
24
25,714
25,714
2,322
2,322
2,109
2,109
26,019
25,714
25,714
204,373
204,373
20,293
20,293
20,999
20,999
27,170
22,954
23,829
206
2,453
204,373
2,453
2,170,482
2,170,482
2,172,459
2,172,459
22
22
2,344
26,095
239
239
236,591
236,591
251,385
251,385
20,484,662
20,066,512
21,975
21,975
2,382,675
2,390,637
2,178
21,017
21,017
22,717
259
264,823
206
244,411
22,297
22,075
203,730
2,063,710
2,209,659
2,217,716
26
280
251,319
229,367
20,540
2,072
24,520
2,013
230,876
266,045
261,262
262,214
279,679
268
255
262,482
281,863
22,560
21,625
239,922
260,238
252,537
287,290
26,654
22,643
23,710
242,446
232,323
209,780
268,550
248,709
We found 355 numbers that start with the digit 3. Here they are:
39.0
35,897
3.5
31,351
310
3,533,775
3,619,428
33,910
31,717
3,951,482
3,657,688
3,898,588
3,716,447
396,224
397,414
376,010
3,110
34,443
3,000
37,269
3,479
35,298
347,318
399,810
31,351
3.24
3,309,671
3,137,228
3.58
3,657,688
3,716,447
39,627
3.74
3,951,482
3,898,588
3,000
3,795
3,745
3,644
3,323
3,340,856
350
31,787
310
3
3,534,085
3,360,546
310
3,533,775
310
3,619,738
3,532,044
310
3,619,428
37.8
301,310
310
310
310
3,692,215
3,442,320
3,442,320
3,442,320
3,490,644
33,381
3,534,085
3,360,546
3,692,215
39
3,527,622
3,442,320
39
3,287,801
33,910
30,265
33,910
31,717
3,843
3,129
33
3,810
38,923
3,103,389
306,414
352
32,885
335
3,233
3,583
352
352
359
38
3,040
359
37,130
37,525
3,074,346
3,103,389
31,302
31,302
3
33,251
3,705
33,251
371
352
371
352
30
30
385,824
3,796
35,583
32,397
324
32,739
3,556
308,636
387,904
35,357
398
36
388,092
38,109
35,661
3,718
31,596
3,233
35,006
376,667
349,744
35,977
3,371
359
35
364,446
3,673
33
3,835
34,672
3,153
3,716
363
3,414
35,565
3,713
3,104
344,641
398,750
3,255
3,679
3,791
387,344
3,074,346
390,213
3,103,389
3,378
3
395
3,621
3,006
315,038
3,028
317,167
3,570
38
3,087
3,528
3,626
3,014
3,167
3,581
339,789
3,647
342,393
3,425
3,969
3,323
3,095
3,919
33,344
3,897
3,872
31,260
363
34,486
34,479
313
371
32,948
394
3,797
3,919
315
3,064
30
33,344
3,292
352
36,910
394,026
35,400
34,137
308.1
316.4
33.7
32.1
36,953
37,007
35,958
34,007
380,588
308,053
3.39
349
337
327
352
3.7
3,071
30.8
3,349,232
3,189,745
3,347,565
3,188,157
3,198,774
3,046,452
3,194,676
3,042,548
39.0
35,897
3.5
31,351
329,752
355,266
359,341
363,648
35,068
38,827
32,239
3,479
3,249
30,918
31
34,564
38,793
30.4
32.3
35,015
32,334
301,965
3,219
399,810
3,614
35,922
38,739
39,994
38,498
3,795
3,277
327,184
3,990
38,352
375,237
328,339
36,049
36,161
351
3,249
35,298
3,479
3,954
3,249
34,503
380,209
32,891
347,318
3,954
34,503
3.66
37,667
3,804
36,877
3,600
3,000
3,000
3
30
350
31,275
31,275
36,286
305
305
36,551
31,202
32,431
32,431
300
32,431
300
32,431
300
3,300,662
3,300,662
3,442,320
3,442,320
33,910
33,910
30,265
30,265
3,391
37,082
3,797
3,533,775
3,360,546
3,619,428
3,532,044
30,626
37,203
37,269
36,858
36,858
30,217
33,218
33,218
3,000
3,000
34
38,323
38,323
334,512
350,525
334,512
350,525
3,828,890
3,625,951
3,977,709
38,644
3,898,588
3,716,447
3,977,709
35,070
335,724
331,761
335,724
331,761
331
38,581
350,525
311,944
334,512
350,525
311,944
4's 5's 6's
We found 343 numbers that start with the digit 4. Here they are:
489,862
400,868
4.4
42,722,748
41,920,568
4,342,941
4,127,188
48,621,671
47,128,591
406,289
4,621
4,172
4,657
4,657
4,657
46,171
49,026
41,590
45,217
459,098
428,542
404,818
492,096
4,112
450,733
449,757
4,439,555
4,391
4,391
44.50
436,765
42,720
42,720
44.50
44.50
46,171
4,918
45,213
4,602
478,845
42,720
4,391
4,554,868
42,990
45
43,066
40.9
412
498,198
4,842,060
4,560,224
43,179
43,179
4,845
4,927,589
42,769
42,769
4,725,498
4,327,243
459,859
49,489
477,554
4,842,060
43,179
4,560,224
43,179
426
45,213
4,876
4,767
444,474
476,962
416,107
46,004
4,079
4,983
4,048
4,053
46,004
4,079
47
4,345
4,475
4,102
483
4.0
4,263
4,079
436,959
444,474
44.1
45,835
4
45,835
4,992
42,146
4,675
44,926
472
4,367
4.75
4,968
427,984
46,456
48,001
458,855
41,254
42,618
4,952
4,005
499,987
4,047
451,897
456
494
4,541
495,329
4,105
449
436,959
444,474
432,719
435,297
488
40
488
48
40
470,216
476,962
4,780
49,851
45.0
433
4,071
4,940
47
4,185
40,677
40,889
4,793
4,242
487
403
4,940
433
45,009
4,078
449,839
49.7
47.7
49,691
42,722,748
41,920,568
44,628
4.3
4.1
4.50
4.50
449,176
438,635
4.9
47.2
4.450
40.0
4.50
4.5
4.5
4.0
4.5
4,343,666
4,387,862
4,489,118
4,387,862
4,954,136
4,692,880
4,489,118
4.00
4,387,862
4.00
4,036,945
4,057,111
4,182,397
4,057,111
4,625,760
4,320,474
4,182,397
4.00
4,057,111
4.00
4.450
40
4.450
4.5
489,862
400,868
4.4
4,017
49,548
43,861
4,017
497
4,112
429
4.95
4.95
431
49,199
449,337
45,661
465,319
485,941
45,818
49,887
4,440
4,776
4,120
4.09
4.45
45,217
45,217
40,908
48,608
4,918
43,114
4,602
4,129
463,431
42,640
497
4,112
450,149
450,304
429
450,733
4,768
4,581
4,054
4,872
4,618
4,255
4,304
4,342,941
4,342,941
4,368,960
4,368,960
4,522
4,522
4,522
4,342,941
4,342,941
4,368,960
4,343,246
49,489
49,489
41,311
41,311
4,127,188
4,127,188
4,168,499
4,168,499
4,548
4,548
4,548
41,311
4,127,188
4,127,188
4,168,499
4,135,768
4,342,941
4,342,941
4,342,941
4,127,188
4,127,188
4,127,188
4,560,224
4,560,224
43,179
43,179
48,503
48,503
47,304
47,304
4,927,589
4,927,589
42,769
42,769
4,982
4,332
4,757
42,722,748
42,712,907
41,920,568
41,903,580
4,342,941
4,342,941
4,127,188
4,127,188
47.2
42.9
421
45,790
459,098
49,790
4,921
46,656
49,621
49,694
437
46,171
46,171
49,026
49,868
4,793
428,542
480,083
46,081
4,502
42,048
49,536
49,604
4,774
4,645
4,645
40
41,590
43,064
45,217
404,818
430,660
492,096
42,794
4,066
48,510
4,164,633
43,213
4,164,633
463
472
4,322
42,720
4,391
471,875
We found 293 numbers that start with the digit 5. Here they are:
52,779
50.0
5,925
52,520,259
50,845,038
52,520,259
50,845,038
592
508,255
58,271
53,210
53,348
52,060
54,941
547,718
582,542
597,973
579,150
575,867
591,298
572,475
582,542
597,973
579,150
5,005
579,150
579,150
597,973
597,973
582,542
582,542
589,782
577,637
582,542
597,973
579,150
51,004
561,388
583
570,903
501,587
54,175
522
504,313
5,212,894
5,245,721
5,762
5,011,331
510,490
51,690
528,192
58,653
5,758
522
5,692
5,967,182
539,227
555,211
5.4
535.5
5,391
5,160
56
587
5,985
5,875
56
5,711
5.7
50,565
5,681
58,089
50
513,073
50,257
5,553,757
58,521
567,373
508,217
5.58
5,872
5,035
52
52
56
5.05
5.58
56,419
570
55,512
5,764
5,739
59,895
559
541,575
559
5,507,878
57,625
5,625
581
58,134
5,967,182
5.87
54,185
5,875
56
5.75
503,303
541
51,739
522,566
538,072
537,705
5,912
560,720
576,374
522,862
5.51
5.73
5,199
544,811
546,133
54,440
58,061
537
539
512
537
579,505
58,744
580,379
59,281
51
51,669
50,959
5,969
57,110
52,861
518
53,931
592
54,775
5,279
518
537
5,793
56
57,110
5.5
503
58,631
581,745
57.4
50.5
50,524
5,484,558
509
528
585
51,751
58,593
50,314
51,904
51,751
58,593
5.5
51.4
5.00
5.00
50.0
582,542
597,973
579,150
575,867
591,298
572,475
5,210
569,631
585,015
567,265
569,631
585,015
567,265
5,306
5,630
5.58
5.14
5.14
5.70
58,669
5.70
50
56,301
5,382
52,527
54,164
566,806
57.89
57.89
52,779
507,862
589,782
589,782
5.01
52,060
54,941
52,060
54,941
56,385
53,932
51,403
545
50,602
5,943
5,263
5,630
5,892
504,409
56,759
58,905
512
58,364
513
52
58,214
582
5,005
52
58,486
58,485
5.08
5.08
5,601
5,564
5
5
511
5,151
5,151
5,151
5,011,331
5,011,331
58,870
58,870
51.4
5
53,348
52,060
544,843
5,764
561,084
582,542
561,084
575,867
58,271
58,271
54,941
547,718
54
5,575
578,620
597,973
578,620
591,298
59
53,210
53,210
59,988
5,341
5,844
5,637
551,795
579,150
551,795
572,475
51,448
57
51,513
51,711
51,820
5,974
5,641
538,439
582,542
597,973
579,150
575,867
591,298
572,475
582,542
597,973
579,150
538,439
We found 287 numbers that start with the digit 6. Here they are:
64,235,032
6.4
64,235,032
617,569
64,404,582
644
644
629,107
690
659,052
64,985
61,269
66
621,394
695,967
668,827
6,675
6,675
6,675
629
649
66
60,893
642
6,675
6,675
643
6,675
6,675
644
62,270
60,901
60,901
6,675
6,675
644
64,985
63,893
66
61,140
63
60,901
6,675
6,675
6,675
616,274
6,115
6,997,902
6,596,682
6.2
6.1
6,015,350
6,961
672,106
62,934
653,741
6,984,394
6,997,902
66,257
63,893
6,109,532
681,568
61,043
6,746,709
694,966
6.0
62.8
6,511
60,907
6,511
6,310
60,907
65,250
6,044,282
6,109,532
6,693
6,126
6.50
6.00
6.74
6,109,532
6.73
6.11
6.30
6.64
639,362
662
647,099
6.16
6.47
668,316
64,063
63,772
625
6.01
6.80
615,683
601,151
65,590
610,434
6.46
6.98
6.21
6.80
63,205
65,590
6.53
6.01
6.04
6.50
6.60
61,500
6,876
6.19
6.00
6.99
6.05
6,895,358
68,007
6.90
6.77
6.78
6.90
6.77
6.30
6.32
632
645
632
699,196
699,828
66
6,693
66
630
626
6,136
66
6,495
66
6,746
67,272
6,290
6,465
6,409
6.2
620
625
64,832
6,736
6,585
6,575
625
6,273
67
6,039
644,240
61.9
60.6
6,401,732
675,016
625,104
630,455
6,214,390
6,401,732
6.28
6,842
673
60.0
6.0
6.0
6.50
6.00
6.50
6.00
6,675
6,675
6,675
6,236
6,283
64,120,455
64,204,239
64,156,870
64,262,646
64,404,833
64,520,518
6,647
6,983
6,779
6,647
6,983
6,985
6,493
64
62,405
6
66,471
69.02
63.72
6,040
616,227
65.11
65.11
628
6,976
683
67,697
62,592
64,691
66,442
6,321
6,493
6,496
629
649
66
60,893
622
63,001
663,078
617,266
663,078
617,266
63,000
6.26
6.26
6,462
6,993
6,462
6
6,982
63
6,632
6,325
6,937
6,632
6,418
6,418
6,997,902
6,997,902
6,596,682
6,596,682
69,447
69,447
6,237
650
625
61,222
61,222
64,985
64,985
61,269
61,269
6,011
621,394
66
6,854
671,608
695,967
6,897
6,675
6,675
64
647,218
659,052
66
66
66,070
6,054
6,360
689,765
6,675
6,675
636,922
668,827
6,675
6,675
6,653
6,316
6,896
6,675
6,675
6,675
60,901
6,675
6,675
6,675
7's 8's 9's
We found 222 numbers that start with the digit 7. Here they are:
722,906
7,985,057
770,391
786,025
76,589
712,373
737
76,442
71,344
750
716
722,582
703
738,329
788,377
725
71,076
76
76,540
799,508
7,463,954
70.6
7,572
7,570
765,004
7,165,220
792,876
765,887
7,398
7,442
78,866
7,856
7,286
7,172
78,866
720
7,442
7,685
7,653,882
7,704,447
7,515
7,712
7
7.12
7.52
7.13
7,272
7.14
7.53
7.31
7,103,502
72,096
7,856
704,334
7,704,447
7.16
7.32
7.39
7.52
7.05
7.17
7.25
76,794
769,805
7.82
7.35
7.99
7.39
7.65
7.71
707,061
7.39
7.33
7.54
7.69
7.06
7.17
7.35
706,210
70,142
7,854
768,246
7.05
7.26
75,004
7,315
785
76,103
7.07
7.07
7.33
747,289
7,671
747
793
720
7,301,920
7.23
7.18
7.29
7.22
7.16
7.49
7.20
79,871
7.44
7.44
7.93
7.22
7.34
7.45
7.28
7.24
7.43
7.07
7.15
7.43
7.24
7.01
7.03
7.31
7.27
772
772
7,515
7,716
775,465
7,709
781,601
70,439
71,275
7,482
7.2
7,019
766
7,838
7,276
741
74,006
74,006
79
755
7,017
74,006
72,091
7,837
702
7,017
79
79
704
71
796
766
7,235
741
76,287
72,535
759,819
7.19
762
7.0
7.00
7.00
7.00
7.00
7.00
7.25
7,232
7,041
74
79.21
74.89
71.27
74.71
71.37
7,154
71.25
7,997
74.98
720
71
7,712
76
7,330
731
737
76
7,330
7,053
7,054
7,097
7
70,054
70,054
74,157
70,233
70,233
7,444
7,520
7,444
7,444
79,122
79,122
79,122
79,122
70,710
70,710
7,962
772,075
786,025
7,541
7,541
74,928
7,620
7,620
76,535
76,589
712,373
78,178
7,304
720
We found 143 numbers that start with the digit 8. Here they are:
87,775
84,650
8,687,276
844,017
8,872
8,647
88,608
89,677
8.88
8.84
8.87
8.81
827,048
82,817
894
84,993
81,750
824,021
8,277,330
802,180
8,687,276
8,687,276
8.6
80
8,024,704
876,338
836,599
869
8,011,243
8,024,704
804,372
881
85,506
8,982,644
852,536
86.8
8,800
8,342
870
870
822
822
8
8,138
8.50
88,935
8.97
82,282
8.85
8
8.48
871,221
818
8,800
874,942
811,574
8,252
839,637
8,982,644
858
886,848
8,433
899,090
822
874
887
874
87,569
8,526
8,977
87,569
8,004
819
842
8,004
804
8,526
8,279
8.5
8.0
8.0
8.50
8.50
8.00
8.63
8.44
8.50
8.50
8.00
8.35
8.10
87,775
863
84.71
877,681
87.18
87.18
87.15
8,503
85.39
85.74
85.74
89.71
89.99
80.99
880
87
89,677
894
89,677
8,647
863
83,807
84,650
84,650
8,870
804
8,723
84,839
84,650
84,650
8,870
8,870
8,580
8,580
826,526
826,526
8,156
8,781
8,687,276
8,687,276
8,057
8,830
8,829
8,829
8,829
88,608
886,421
85,127
89,677
8
8,829
880
We found 130 numbers that start with the digit 9. Here they are:
9,495,777
9,650
99,648
99,491
948
93,504
91,891
96
9.11
9.10
96
9,278
9,990
9,299
97,400
96
989,532
942,751
9,299
94,884
909
9,066
9,072
9,164
9,067
942,623
97,400
903,654
936,737
9,968,523
911,239
914,738
90.8
92
985
9
9,959
9,269
918
9,404
9.12
965,448
91,444
9,347
97,816
9,283
97,975
9,968,523
911
9,450
950
9,886
936,737
99,466
96,601
953,768
955,381
965
9,790
972
9,276
9,525
959
997
9,776
98,186
923
97,926
9,992
92,573
9,753
9,992
90,301
955
912
90,301
91,140
9,645
93.05
97,154
94.81
93.28
96.20
99,710
94.00
99.77
9,382
91.78
95.37
9,299
934
95
92
94,595
9,680
9,468
96
9,278
9,068
9,068
9.5
9,650
9,650
9,068
9,068
9,650
9,650
932
90,715
90,715
90,525
90,525
99,648
98,453
99,491
96,071
96
96
9,798
9
93,478
93,504
9
91,851
91,891
98,916
99,648
99,491
934
9,299
While the above CFR 10K Filed 2/6/2025 is interesting in isolation, we have found that it is also useful to take a look at older CULLEN/FROST BANKERS, INC. filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10K Filed 2/6/2025 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical CFR 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

29.6
16.8
10.7
10.4
8.9
8.7
6.7
4.3
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL?   [ original filing ]
Total numbers found: 3,305

= Typical CFR range from 4/30/2020 to 2/6/2025
31.3
15.9
11.6
10.7
7.3
6.9
6.6
5.4
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,015

= Typical CFR range from 4/30/2020 to 2/6/2025
32.7
15.5
11.8
9.0
8.5
7.1
5.6
5.1
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,511

= Typical CFR range from 4/30/2020 to 2/6/2025
32.1
16.3
9.6
9.7
7.7
8.2
7.1
4.5
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 91
XBRL?   [ original filing ]
Total numbers found: 2,459

= Typical CFR range from 4/30/2020 to 2/6/2025
31.4
15.3
10.7
10.9
7.7
7.7
7.0
5.0
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL?   [ original filing ]
Total numbers found: 3,304

= Typical CFR range from 4/30/2020 to 2/6/2025
34.8
15.0
10.4
8.6
8.3
7.3
6.9
4.2
4.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 2,096

= Typical CFR range from 4/30/2020 to 2/6/2025
30.4
18.5
11.8
8.2
7.8
7.3
6.5
4.4
5.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,544

= Typical CFR range from 4/30/2020 to 2/6/2025
31.3
15.2
11.3
11.7
8.7
6.3
5.8
4.7
5.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 2,557

= Typical CFR range from 4/30/2020 to 2/6/2025
30.3
15.5
10.1
10.6
8.7
8.4
7.2
5.2
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL?   [ original filing ]
Total numbers found: 3,161

= Typical CFR range from 4/30/2020 to 2/6/2025
31.7
15.0
10.4
10.5
7.3
6.6
7.5
5.6
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 83
XBRL?   [ original filing ]
Total numbers found: 2,036

= Typical CFR range from 4/30/2020 to 2/6/2025
32.2
16.7
10.7
9.2
8.1
8.5
5.4
4.4
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 2,459

= Typical CFR range from 4/30/2020 to 2/6/2025
31.5
16.8
10.8
8.8
7.5
8.2
6.9
4.2
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 2,577

= Typical CFR range from 4/30/2020 to 2/6/2025
32.9
15.4
11.1
9.6
8.2
7.2
6.1
5.3
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 3,047

= Typical CFR range from 4/30/2020 to 2/6/2025
33.3
17.7
11.5
7.6
7.5
8.4
5.5
4.1
4.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 2,062

= Typical CFR range from 4/30/2020 to 2/6/2025
31.0
14.9
13.3
9.8
7.9
7.4
6.5
5.2
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,510

= Typical CFR range from 4/30/2020 to 2/6/2025
32.3
14.7
11.1
9.7
8.8
7.4
6.7
5.2
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,477

= Typical CFR range from 4/30/2020 to 2/6/2025
31.3
15.6
10.4
10.5
8.0
8.1
7.0
4.8
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL?   [ original filing ]
Total numbers found: 3,252

= Typical CFR range from 4/30/2020 to 2/6/2025
32.9
16.5
10.0
8.7
8.9
7.5
6.1
4.0
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 89
XBRL?   [ original filing ]
Total numbers found: 1,988

= Typical CFR range from 4/30/2020 to 2/6/2025
32.1
16.5
11.6
8.7
7.8
7.8
6.5
4.0
5.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 2,554

= Typical CFR range from 4/30/2020 to 2/6/2025
30.2
16.9
12.1
8.5
6.8
7.8
6.7
5.2
6.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 88
XBRL?   [ original filing ]
Total numbers found: 2,514

= Typical CFR range from 4/30/2020 to 2/6/2025
 

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