On this page of Benford's Law Stocks.com we present our study of CULLEN/FROST BANKERS, INC. — ticker symbol CFR. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 7/29/2021 to 4/30/2026 for CULLEN/FROST BANKERS, INC. under CIK number 0000039263. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for CFR, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for CULLEN/FROST BANKERS, INC. based on the past CFR filings our system processed in the past.
32.3
15.5
10.5
11.7
8.5
6.0
7.1
4.4
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL?   [ original filing, CFR stockholder letter ]
Total numbers found: 2,239
Recent share count: 62,964,542 (6's column)

= Typical range across full coverage universe
Benford's Law Stocks Indicator
2239
High count compared to other filers, with CFR falling in the highest 10% of filers. At this number count, it would take about 22 numbers to move any given column by a full percentage point.
87

Starting from a possible score of 100, we made the following score deductions:
 • The 4's percentage was higher than the 3's percentage, increasing the penalty multiplier.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 4's percentage was above the typical coverage universe range.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 4's percentage was above the company's typical historical range.
 • The 7's percentage was higher than the 6's percentage, increasing the penalty multiplier.
 • This is the 2nd column with percentage higher than the prior column, resulting in a penalty deduction.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 7's percentage was above the typical coverage universe range.
Benford's Law Stocks Indicator
CFR
Normal-to-high score compared to other filers, falling within the top of the middle 50%.
Check our work! We provide our CULLEN/FROST BANKERS, INC. Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the CFR filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 724 numbers that start with the digit 1. Here they are:
16,790,606
15,970,596
1,332,450
1,313,225
1,867,741
1,804,448
14,171,828
14,143,815
18,775
123,256
123,242
1,007,558
10,000,000
150,000
1,000
145,452
145,452
1,105,508
1,100,327
1,607,534
1,117,394
139,607
115,199
116,256
111
108,243
133,168
1,735
1,945
1,164
1,164
139,445
168,897
13,070
13,268
13,586
14
14,326
12,466
136,315
124,011
166,190
160,857
179,095
170,987
150,922
1,669
1,669
169,318
149,253
170,987
150,922
102,183
155,632
14
102,183
155,125
101,974
155,435
122,793
145,452
1,100,327
139,607
170,987
170,987
11.13
1,669
1,669
1.00
145,452
1,105,508
145,452
1,075,572
1,252,004
150,922
150,922
122,793
122,793
103,936
11,358
18,427
11.13
1,669
1,669
145,452
1,079,653
1,129,211
13,800
170,987
150,922
13,070
1,289
14
191
136
1,500
151,515
1,409
15,135
1,329,728
1,818,642
128,204
1,669
1,669
1,729,644
10,234,258
144,787
174,073
145,750
10,456
1,097,711
1,066,453
1,097,711
161,874
1,500
1,498
1,500
193,385
1,113,474
1,090,206
1,113,474
10,089
123,068
1,500
1
1,499
1,500
16,041
152,289
1.3
1.4
19.4
1,465,645
1,799,721
13,579
1,500
1,465,645
19,714
1,500
1,467,646
1,809,479
13,579
1,500
1,467,646
19,719
1,500
153,427
15,315
17,935,916
1,196,561
16,790,606
148,357
17,013,723
1,126,817
15,970,596
122.5
1,037,165
153,192
153,427
1,381,582
12,322
1,358,345
16,965
1,167,039
12,481,345
1,196,561
11,215
1,097,711
104,075
1,500
1,500
115,290
1,066,453
100,927
1,498
1,498
110,595
1,685,183
1,566,540
193,258
1,766,711
1,898,596
13,675,322
17,935,916
1,680,776
1,471,989
138,789
1,762,400
1,802,685
12,660,961
16,790,606
13,534
15,013
1,351
1,273
13
1,338
1,240
132,876
1,208,070
1,094,669
10,557,293
10,310,810
1,104,492
1,068,393
1,044,913
1,035,971
139,765
145,331
14,437,897
14,029,478
10
1.1
115.3
15.6
13.8
18.5
17.9
1,303
1,304
13,764
10,965
1,874
179
184
16,761
1,304
1,219
13,764
140
1,132
1,141
179
10,801
11,450
19,363
1.1
1.4
18,877
1,443
1,204,104
1,208,070
15,553
1,654
13,828
127,559
175,986
15,890
1
1,946
1
19,347
1,622
1,946
1,622
19,347
1,108
1,107,994
14,715
15,124
148,791
12,006
10.00
1,935
13,325
19,035
14,530
17,807
13,123
11.00
1,498
1,642
12.00
11,613
14,659
13.00
1,143,906
120,971
13,353
11,078
1,085,148
1,228
15,686
141
15,945
1,880
1,986
10.00
184
1,284
11.00
1,304
1,823
12.00
13.00
138,328
16,537
13,615
1,208,070
1,075,278
151,908
143,705
1,853
13,577
10.00
1,069
1,337
17,645
112,074
11.00
13,042
12.00
122
13.00
1,177,666
155,939
100,516
12,909
100
102,986
10.00
11.00
140
12.00
13.00
104,564
146,945
164,935
10,768
1,646
1,305
113,950
18,046
12,250
144,200
10.00
11.00
1,894
12.00
13.00
171,280
104,752
178,490
11,548
1,739,769
1,398,154
1,628,086
188,692
10,557,293
1,010,179
163,132
127,496
10.00
10.00
10.00
10.00
143,606
10.00
10.00
11.00
114,461
11.00
11.00
145,078
11.00
11.00
12,686
11.00
12.00
12.00
12.00
12.00
12.00
1,361
12.00
13.00
16,618
13.00
13.00
13.00
13.00
13.00
1,235
1,094,669
10,310,810
1,164
10,472
1,696
1,097
13,828
1,164
14,654
1,076,104
1,090,758
13,800
192
186
101
158
14
168
179
192
186
101
13,996
14,188
10,291
117
1,788
127.9
125.7
19,341
107,242
117,466
160,870
14,659
1,235
1,428
18,103
11,082
138,042
10,809
17,018
110,052
116,857
152,171
16,619
1,235
19,272
11,563
135,110
10,746
11,563
135,110
10,746
10,461
1,252
11,319
1,667
11,082
138,042
10,809
143,205
19,106
10,279
10,181
1,970
15,028
14,190
1,998
10,256
143,177
18,924
140
105
142
11
174
167
1,252
1,862
12
192
1,862
11,319
1.9
14,659
16,619
13,297
1,672
1,428
18,103
19,272
14,171,828
14,143,815
10,183,622
10,457,328
12,133,805
11,889,171
1,286,300
1,265,896
12,168,841
12,473,653
1,958
13,618
13,129
145.5
120.0
14.07
14.43
14.51
1,979,768
14.43
15.89
10.50
10.00
15.44
10.50
10.00
14.06
14.33
14.50
1,963,802
14.33
15.95
10.50
10.00
15.34
10.50
10.00
150,000
150.0
1,000
145.5
11,345
1.6
18,427
198
1,185,210
1,067,240
13,819
1,341,227
1,067,240
13,819
1,341,227
1,185,210
1,379
11,986
131,899
1,913
11,572
10,491
11,986
133,675
1,928
1,091
1,265
10,921
1,001
11,319
1,532
1
1,132
1,766
141.0
17.8
126.0
12,951
12,951
13,819
13,819
132,609
132,609
146,428
146,428
14,876
14,876
15,293
15,293
198
14,876
15,293
11,622
12,692
146,428
1,906
1,906
19,495
13,619
1,184
10,789
1,646
11,948
12,302
12,302
1,184
1,184
13,705
10,181
12,302
10,181
12,302
1,773,049
1,773,049
1,829,706
1,829,706
111.39
101.23
183
136.33
127.77
130.26
111.73
130.26
111.52
166,985
103,936
1,439
1,342
1,673
170,987
150,922
1,669
1,669
169,318
149,253
1,445
167,207
147,808
104,081
167,207
147,808
1,470
1,655
1,289
15.5
15.7
102,183
155,632
122,949
109
14
11
102,183
155,125
122,548
165
165
101,974
155,435
122,793
18,882
165
165
165
18,717
1,230,828
1,252,004
122,537
122,537
11
122,548
122,793
1,108,280
1,129,211
1,635
136,462
139,445
1,551
1,551
175
13,268
13,012
1,273
14,326
134
136,315
145,830
19,938
166,190
1,532
11
13,814
1,368
194,021
12,786
1,389
163,898
10,101
170,987
1,669
1,669
163,898
10,101
169,318
1,876
165,700
168,897
1,787
13,070
13,070
1,787
13,586
14
14
11,385
1,023
12,466
124,011
141,092
19,369
160,857
1,508
13
12,640
1,005
1,479
173,565
10,672
179,095
1,594
146,039
150,922
1,669
1,669
146,039
149,253
147,416
147,416
145,193
145,193
19
1,144
191,988
191,988
18,775
18,775
123,256
123,712
123,242
123,712
100,285
100,053
We found 346 numbers that start with the digit 2. Here they are:
2,675
22,432,419
21,891,812
286,215
281,495
22,146,204
21,610,317
28,664,346
28,774,049
25,350
210,000,000
208,287
219
201
28,084
28,621
22,075
21,019
202,406
28,173
2.65
2.30
2.65
2.30
209
209
21,414
273,715
28,958
28
208,287
22,558
2,600
2,600
28
2,226
22,218
21,894
2,363
22
237,322
296,111
24,904
22,785
2,600
266,097
2,380,850
251
2,306,789
2,149,516
2,306,289
2
29,220
2,316,705
2,203,726
2,316,205
27,558
27,558
2,306,789
2,316,705
266,352
2,604,852
22
2,456,517
29,000
227,447
235
2,254,388
2,328,555
249,387
266,352
29,522
23,885
2,172,386
2,306,789
25,385
2,764,717
24,036
2,018,004
2,149,516
25,534
2,610,096
2,364
2,408
279
287,823
252,295
2,650,291
2,549,869
22,432,419
21,891,812
20.0
20,848
26,693
2,523
2,407
202
260
265
2,740
2,049
2,428
2,299
2,523
2,935
2,407
2,200
260
23,366
2,523
23,786
2,094
2,304
2,600,666
2,650,291
28,600
22,256,433
22,432,419
256,248
259,190
2,222,255
25,962
28,206
225,807
207,997
2,267
2,400
28
292,772
281,618
2,483,888
227,012
22,342
22
2,856
227,079
2,264
23,076
27,012
2,335
208,128
20,765
237
22,812
22,576
2,676
2,119
2,594
24,447
208,925
21,205
297,512
215,696
2,348,184
222
291
271,271
2,650,291
2,422,223
2,136,164
2,319,413
296,123
216,838
2,323
2,549,869
2,434
225
28,600
2,934
205,061
205,811
2,877
2,230
2,398
24,689
2,999
22,418
27,724
23,182
28,429
2,550
23,698
23,284
2,682
27,394
286,215
24,390
25,706
25,637
281,495
25,637
281,495
2,479
2,927
2,712
268
297
2,030
268
27,394
286,215
270,151
2,486
2,000
2
2,903
275,488
2,843
282
272
2
263
2,523
2,209
28,664,346
28,774,049
22,194,980
22,286,545
2,883,445
2,877,253
2,589
2,740
257.3
259.2
294.3
296.4
20.0
20.0
2,309,729
2,307,292
2,142,485
2,804,671
2,801,712
2,636,905
2,098,118
2,098,240
2,622,800
2,291,102
2,290,525
2,126,916
2,782,053
2,781,351
2,617,742
2,157,988
2,158,485
2,698,106
25
2.6
20
20,598
249,789
251,075
20,598
249,789
251,075
27,031
29,288
26,601
29,288
28
2,346
247
247
26,915
20,147
28,566
20,598
20,598
22,504
22,504
20,242
290
220
290
290
21
22,504
21
21
2,328,658
2,328,658
2,696,149
2,696,149
2,121,438
219,512
2,114
26,844
25,683
28,958
25,507
2,111
2,488
2,342
209
29,462
2,226
28,173
284.8
261.1
21
21,458
21,458
209
245
209
245
21,414
21,176
245
256
245
20,931
2,899
2,899
2,899
22,075
22,075
26
202,406
2,685
28,618
28,621
21,019
21,019
25
29,736
27,526
2,241
28,173
279
279
2,456,517
2,456,517
20,098
26,991
20,444
25,847
212
256,093
256,093
22,146,204
21,978,515
21,610,317
21,559,335
25,350
25,350
We found 236 numbers that start with the digit 3. Here they are:
3,405,500
3,431,179
37,645
37,604
336,285
334,608
32,419
32,157
34,753
33,277
365,686
348,066
31,419
310
310
32,642
3,618
3,618
3,951,482
3,898,588
3,708
3,766
38,556
38,605
332,077
3,708
3,618
31,509
3,406,000
3,217,467
3,405,500
3,431,679
3,295,431
3,431,179
37.2
300,383
300,477
35,216
35,216
310
310
3,444,981
3,291,554
35,936
3,291,553
3,686,900
3,777,092
3,406,000
3,217,467
3,444,981
322,286
3,291,554
39
320,948
38,556
3
3,766
37,366
36,650
37,645
37,604
33
3,987,913
3,747,762
3,773,028
3,880,604
3,718,668
328.2
316.1
3,023
38,991
38,116
3,662
3,790
3,506
3,966
3,382
3,741,006
3,747,762
3,838,176
3,880,604
308
39,821
35,192
34,923
386
30,346
31,534
39,486
34,958
340,504
36,615
3,801,615
33,508
3,151
3,604
343,837
37,109
3,529,860
30,458
3,342
3,948
3,747,762
31,845
3,485
38,474
397
320,163
3,608,005
3,494,323
384,532
35,392
366,188
34,041
3,987,913
3,773,028
3,841
3,531
324,128
3,838,176
327,659
3,880,604
3,035
323,848
3,100
326,246
3,793
32,371
3,247
3,648
3,092
3,697
3,341
3,029
38
354
347
3,443
302
3,941
3,697
3,786
3,926
357
3,952
3.7
3,023
394,714
3,716
334
3,913
3,754
3,464,593
3,299,613
3,460,938
3,296,131
3,436,653
3,273,003
3,435,787
3,272,178
300.0
3.53
35,575
34,835
3,370
3,230
35,575
34,835
3,371
3,232
3.98
389
39,143
39,143
3,450
33,208
38,065
38,065
35,230
31,270
3,053
3,503
3,503
3,061
3,708
3,742
3,776
305
33,982
310
377
33,645
31,419
32,683
3
32,577
310
310
32,642
32,152
32,157
39,692
30,782
3,971
34,753
320,114
365,686
30,123
31,419
3,012
3,033
3,108
3,108
3,108
3
396
37,338
3,541
33,277
38,557
304,722
348,066
3,548
3,663
3,291,554
3,291,554
37,366
37,366
36,650
36,650
346
3,405,500
3,217,467
3,431,179
3,295,431
300.0
4's 5's 6's
We found 261 numbers that start with the digit 4. Here they are:
42,836,174
42,917,864
4,101,707
4,525,855
48,193,888
48,468,388
4,410,863
4,309,171
4,530,669
4,573,036
44
40
438,522
416,220
431,777
403,150
47,957
42,931
44,656
42,157
41,674
40,118
4,309,171
4,573,036
4,410,863
4,530,669
4,081
4,081
4,031,422
4,114,160
4,081
42,813
4,845,490
4,199,617
469
40,953
453
417,573
4,601
4,852
488,635
4,854
4,854
488,778
4,869
4,869
42,501
42,501
42,428
42,428
4,121,310
494,165
464,693
471,242
40
4,473,161
42,501
4,254,136
42,501
43
4,159,240
453,103
460,685
4.7
45,005
4,782
465
465
4,331
4,486
45,005
4,246
494
440
42,243
4,423
4,135,454
4,159,240
4,662
47,321
49,625
42,428
445,921
453,103
48,427
4,385
4,941
4,228
4,307
408
4,459
469
473
410
4,734
418,770
446,767
427
44,985
40,283
4,124
494
433,830
4,159,240
4.90
453,921
41,668
4,126
440
483,535
4,878
40,926
41,550
412,696
40,813
465
4,168
4,661
4,726
4,182
4,246
4,066
42,428
437,435
445,927
443,792
453,587
400
43
49
414
46,230
4,011
445,921
46,644
4,103
453,103
46
429
4,336
4,499
46
431
426
474
42,236
48,456
440
466
42,836,174
42,917,864
436,788
449,690
47,582
49,946
4.450
4,641,751
4,755,250
4,787,203
4,755,250
4,787,203
4.00
4,755,250
4.00
4,601,579
4,687,844
4,747,031
4,687,844
4,747,031
4.00
4,687,844
4.00
4.450
40
4.5
42,594
41,265
4
44.2
4,101,707
4,101,707
4,248,135
4,248,135
4,377
49
4,050
46,051
46,051
46,905
4,377
4,377
4,050
46,051
4,101,707
4,101,707
4,248,135
46,051
4,201,492
4,525,855
4,525,855
4,548,359
4,548,359
457
4,525,855
4,525,855
4,548,359
4,536,036
4,101,707
4,101,707
4,101,707
4,525,855
4,525,855
4,525,855
4,081
412
44
44
439,870
438,522
433,125
431,777
48,132
47,957
41
422
4,938
44,656
40,092
41,674
44,204
4,401
4,681
417,541
416,220
404,471
403,150
43,544
42,931
4,794
42,157
40,118
41,865
491,357
42,501
42,501
42,428
42,428
4,243
4,262
42,836,174
42,824,987
42,917,864
42,908,091
4,101,707
4,101,707
4,525,855
4,525,855
40,395
40,395
45,737
45,737
We found 190 numbers that start with the digit 5. Here they are:
500
52,724,557
53,041,424
52,724,557
53,041,424
54,607
577,967
585,117
5,402
521
5,181
5,181
519,098
5,181
5,464
55,711
545,830
5,627,169
5,902,064
536,679
5
500
500
5,952
500
500
502,214
502,357
500
500
5,427,357
5,176,320
51,251
54,668
5,548,304
5,349,857
5.8
5,502,892
592,331
500,608
592,092
550,422
5,427,357
552,786
519,651
5,176,320
522,059
57
5,068
594,825
5.4
542.4
50,659
580
580
5,231
580
587
568
532,878
505,938
5,759,518
5,148
551
592,273
567,483
5.87
5.75
568
55,800
519
5.70
5.64
5.81
50,478
58,488
5,231
501,923
530,172
510,023
592
58,050
580
568,948
583,101
53,929
532
587
513
5.20
5,663,146
5.86
5,262
59,074
513
585
568
55,054
599
51,858
5,624
5,104
56,114
5,315
5,350
5
5,578
5
5,741
52
59
513
513
51,298
51,904
523
5,241,500
5,089,547
5.00
5,220,324
5,021,137
5.00
507,753
500.0
500,000
5.15
5.40
5.40
5.15
55
52,094
52,094
52,094
52,094
52,094
5,796
52,094
5,796
592
592
592
50,272
50,272
528
586,298
581,306
5,181
521
576,332
577,967
5
55,439
50
56,526
520,880
56,990
574,837
52,035
52,122
583,241
585,117
5,402
5,402
58
50,750
555
53
50,828
5,142
5,217
52,537
540,231
50,846
50,925
5,176,320
5,176,320
52,764
52,764
52,765
52,765
5,349,857
5,349,857
58,663
58,663
52,364
52,364
58,665
58,665
50,598
50,598
We found 134 numbers that start with the digit 6. Here they are:
62,797,048
638,785
681,325
6,502,951
64,404,582
644
644
64,898
61,456
6,745
6,532
64,473
644
64,008
64,008
644
644
61,663
61,663
644
6,745
6,390
605
687
64,008
61,663
637,238
6,135
6,140
69.8
6.6
6,443
6,549
6,333,349
6,306,980
6,615
688
6,291,106
6,333,349
6,756
6,123
6,614
6,331
6,887
6.15
6,580
657
6,333,349
6.49
6.24
6.16
6.50
6.49
68,302
604,337
67
677,042
6.16
6.16
693,775
637,998
6.81
6,940
6,783
600
6.85
6.28
6.98
6.08
6.26
64,614
6,289
69,380
6.06
6.77
6.96
64,117
6,859
6.44
6,306,980
6.16
6,357
603,237
607,483
6,614
610
637
6,370
6,844
611
678
6,370
6,140
637
67,930
66,907
6,346,919
6,427,550
662,354
629,475
6.50
6.00
6.50
6.00
6,594
61,781
6,418
660
69,691
6,344
6,344
6,418
6,418
61,539
61,539
63,126
61,068
63,101,492
64,255,246
63,101,492
64,329,044
65
65
6,745
6,745
6,532
6,532
6,029
613
6,180
64,473
6,984
6,193
655
7's 8's 9's
We found 158 numbers that start with the digit 7. Here they are:
7,144,411
782,848
79,495
7,203
7,184
71,210
72,298
72,298
7,650
7,888
752
78,730
72,298
7,144,411
7,853,408
793,872
794,124
776,782
751,013
76.5
764,460
776,782
787,371
767,724
74,650
718,966
7,581
785
7,811
72,350
70,482
7,811
7,280
7,089
72,350
7,182
78,274
7,934
7.19
7.55
7.24
76,179
700
700
7.43
7.04
7.88
7.85
7.92
7,381
722
735,222
773,714
7.08
7.00
7.04
7.30
7.44
7.22
7.08
786,768
797
7.14
7.52
7.08
7.09
7.30
7.45
7.01
7.14
723,302
724,412
7.58
763,263
736,991
7.83
7.40
7.52
7.68
7.95
7.32
7.83
724,042
7.29
7.17
7.20
7.33
7.58
7.60
7.20
7.14
7.29
7.61
7.05
75,560
700
722
7.08
7.18
7.78
7.29
750
78
750
7,660
736,550
737,714
764
7,182
7,730
7,916
7,135
700
7,215
700
749
700
700
722
7,069
722
7,144
768,726
7.00
7.00
7.00
7.00
70.0
709.6
783,022
783,022
7,842
7,678
710
7,828
790
7,427
7,455
7,455
7,876
7,455
7,298
7,917
79,341
73,798
7,239
7,192
7,203
71,210
78
7,406
73,816
7,171
7,184
70
791
7,144,411
7,144,411
We found 99 numbers that start with the digit 8. Here they are:
8,183,080
8,874,055
842,951
85
80,560
842,951
80,560
80,560
81,690
8,874,055
8,280,231
8,818,139
8,121,794
83,690
8,704,253
81,488
8,268,036
8,280,231
81,585
872,468
874,148
87.7
855
8,802
858
808
81
8,233
835,194
8,053
8,687
868
889,445
81,964
8.68
8,561
88,082
858
89,889
8,318
853,746
8,116
8,507
8.26
8.38
8.55
88,400
8,685
8,952
87,921
81
81
87,569
893
8,824
89
85
81
81
81
81
8.50
8.50
8.00
8.50
8.50
8.00
8.80
8.69
8,000
8,000
88,337
88,337
88,337
8,475
86,740
809
80,725
80,725
80,560
824,069
842,951
80,725
80,725
80,725
80,560
84
81,010
870
89
8,431
8,431
8,280,231
8,280,231
8,121,794
8,121,794
867
8,874,055
8,874,055
We found 91 numbers that start with the digit 9. Here they are:
9,650
99,843
99,804
923,511
90,427
923,511
95
9,669
9,945
912
984
928
9,150
9,021,077
9,668
9,770
9,008,903
9,021,077
9,748
9,768
9,945
954
90.6
9,071
9,071
9.00
9,492
9,664
95,022
9,071
9.00
90,644
9,867
9.00
919,567
9.00
923,738
9.00
92
910
9,421,741
9.00
9.00
9.00
9.00
9.00
9.00
94,182
9,734
92
98,888
98,439
98,439
955
98,888
9,992
958
9,691
94,307
9,182
9,041
9.4
9.1
9.13
9.07
932
968
938
932
99,785
9,650
9,650
97,987
97,987
907
9,650
9,650
97,987
907
907
98.38
98.38
91.11
904,794
923,511
9
9
954
954
99,843
99,804
While the above CFR 10Q Filed 4/30/2026 is interesting in isolation, we have found that it is also useful to take a look at older CULLEN/FROST BANKERS, INC. filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10Q Filed 4/30/2026 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical CFR 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

32.3
15.5
10.5
11.7
8.5
6.0
7.1
4.4
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 2,239

= Typical CFR range from 7/29/2021 to 4/30/2026
30.1
16.6
12.9
10.3
7.1
7.9
5.5
4.8
4.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 2,694

= Typical CFR range from 7/29/2021 to 4/30/2026
31.3
15.2
11.3
11.7
8.7
6.3
5.8
4.7
5.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 89
XBRL?   [ original filing ]
Total numbers found: 2,557

= Typical CFR range from 7/29/2021 to 4/30/2026
30.3
15.5
10.1
10.6
8.7
8.4
7.2
5.2
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 3,161

= Typical CFR range from 7/29/2021 to 4/30/2026
31.7
15.0
10.4
10.5
7.3
6.6
7.5
5.6
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 85
XBRL?   [ original filing ]
Total numbers found: 2,036

= Typical CFR range from 7/29/2021 to 4/30/2026
32.2
16.7
10.7
9.2
8.1
8.5
5.4
4.4
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 2,459

= Typical CFR range from 7/29/2021 to 4/30/2026
31.5
16.8
10.8
8.8
7.5
8.2
6.9
4.2
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 98
XBRL?   [ original filing ]
Total numbers found: 2,577

= Typical CFR range from 7/29/2021 to 4/30/2026
29.2
16.6
11.3
10.3
8.9
9.1
6.3
4.2
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL?   [ original filing ]
Total numbers found: 3,491

= Typical CFR range from 7/29/2021 to 4/30/2026
33.3
15.6
12.9
11.0
6.4
6.2
5.8
3.4
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 2,132

= Typical CFR range from 7/29/2021 to 4/30/2026
31.0
14.9
13.3
9.8
7.9
7.4
6.5
5.2
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,510

= Typical CFR range from 7/29/2021 to 4/30/2026
32.3
14.7
11.1
9.7
8.8
7.4
6.7
5.2
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,477

= Typical CFR range from 7/29/2021 to 4/30/2026
31.3
15.6
10.4
10.5
8.0
8.1
7.0
4.8
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 98
XBRL?   [ original filing ]
Total numbers found: 3,252

= Typical CFR range from 7/29/2021 to 4/30/2026
32.9
16.5
10.0
8.7
8.9
7.5
6.1
4.0
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 90
XBRL?   [ original filing ]
Total numbers found: 1,988

= Typical CFR range from 7/29/2021 to 4/30/2026
32.1
16.5
11.6
8.7
7.8
7.8
6.5
4.0
5.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 2,554

= Typical CFR range from 7/29/2021 to 4/30/2026
31.5
15.7
11.9
11.8
7.6
6.4
6.5
3.5
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 90
XBRL?   [ original filing ]
Total numbers found: 2,746

= Typical CFR range from 7/29/2021 to 4/30/2026
29.6
16.8
10.7
10.4
8.9
8.7
6.7
4.3
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 3,305

= Typical CFR range from 7/29/2021 to 4/30/2026
31.3
15.9
11.6
10.7
7.3
6.9
6.6
5.4
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,015

= Typical CFR range from 7/29/2021 to 4/30/2026
32.7
15.5
11.8
9.0
8.5
7.1
5.6
5.1
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,511

= Typical CFR range from 7/29/2021 to 4/30/2026
32.1
16.3
9.6
9.7
7.7
8.2
7.1
4.5
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 91
XBRL?   [ original filing ]
Total numbers found: 2,459

= Typical CFR range from 7/29/2021 to 4/30/2026
31.4
15.3
10.7
10.9
7.7
7.7
7.0
5.0
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 3,304

= Typical CFR range from 7/29/2021 to 4/30/2026
 

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