On this page of Benford's Law Stocks.com we present our study of BREAD FINANCIAL HOLDINGS, INC. — ticker symbol BFH. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 2/28/2020 to 10/30/2024 for BREAD FINANCIAL HOLDINGS, INC. under CIK number 0001101215. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for BFH, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for BREAD FINANCIAL HOLDINGS, INC. based on the past BFH filings our system processed in the past.
Benford Chart for BFH 10Q Filed 10/30/2024
30.2
21.0
16.5
6.8
7.8
6.6
4.5
3.1
3.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL? ✓  [ original filing, BFH stockholder letter ]
Total numbers found: 916
Recent share count: 49,677,244 (4's column)

■ = Typical range across full coverage universe
# of Numbers Found in Filing
Benford's Law Stocks Indicator
916
Normal count compared to other filers, falling within the middle 50%. At this number count, it would take about 9 numbers to move any given column by a full percentage point.
Benford's Law Stocks Score for BFH = 83
83

Starting from a possible score of 100, we made the following score deductions:
 • We deducted point upon observing the 2's percentage was above the typical coverage universe range.
 • We deducted points upon observing the 3's percentage was above the typical coverage universe range.
 • We deducted points upon observing the 3's percentage was above the company's typical historical range.
 • We deducted point upon observing the 4's percentage was below the typical coverage universe range.
 • We deducted point upon observing the 4's percentage was below the company's typical historical range.
 • The 5's percentage was higher than the 4's percentage, increasing the penalty multiplier.
 • We deducted point upon observing the 8's percentage was below the typical coverage universe range.
 • The 9's percentage was higher than the 8's percentage, increasing the penalty multiplier.
 • This is the 2nd column with percentage higher than the prior column, resulting in a penalty deduction.
BFH's Score Vs. Typical Stock
Benford's Law Stocks Indicator
BFH
Normal score compared to other filers, falling within the middle 50%.
Other Stocks Ranking Near BFH
ACRE
ARI
BOWL
CDE
 ALEX
ATO
BJ
BX
Check our work! We provide our BREAD FINANCIAL HOLDINGS, INC. Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the BFH filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 277 numbers that start with the digit 1. Here they are:
1,224
1,256
161
135
1,277
1,301
153
143
1,037
1,082
164
1,031
1,933
104
115
136
161
1,525
1,576
136
173
1
18
171
13.85
13.48
13.80
13.44
171
1
164
11,644
12,844
17,933
19,333
15,743
17,005
148
167
1,363
1,364
12,847
13,620
1,041
1,394
1,193
1,311
18,624
1
1
1,003
16
19
1
1,012
12
12
11
11
1
1,003
16
1
171
171
10
10
10
10
1
1
1
1
1
19
1
1
11
11
1
1,003
16
1
1
17
105
115
19
1,380
1,370
100
10
10
182
1,299
1,265
1,517
1,617
11
1,707
145
15
17,630
18,999
17,933
19,333
15,743
17,005
11.6
12.8
1,428
16,099
17,527
1,554
17,373
18,927
1
16
16
16
18
1.4
189
1.1
18
17
16
14
16,342
11
105
113
102
1,123
1,009
10
12.0
12.2
12.2
10
11,644
12,844
179
182
171
199
17
182
192
171
199
17
182
192
171
150
17
159
17
150
17
159
17
141
164
141
164
171
156
12,822
13,594
12,847
13,620
1,738
12,847
13,620
184
100
1,054
1,416
13
1,041
1,394
1,350
130
101.00
100
1,380
191
1,025
1.2
1
101
17
16
10
136
161
15,743
18,050
17,005
19,802
12,847
12,875
13,620
13,583
1,041
1,130
1,394
1,457
182
182
171
171
18,050
18,050
18,050
18,050
12,875
12,875
1,130
1,130
17,576
17,576
19,802
19,802
19,802
19,802
13,583
13,583
1,457
1,457
18,940
18,940
13.3
13.3
14.6
10.0
11.7
19,010
17.4
17.4
18.8
10.0
15.2
16.0
16.0
17.4
10.0
14.4
1
19
13
16
17
16
19
13
16
18
11
19
1,305,297
150
13
10
10
173
1
18
171
1.0
13.85
13.48
13.80
13.44
1.2
We found 192 numbers that start with the digit 2. Here they are:
268
254
240
219
272
244
230
2,913
2,526
228
210
241
220
222
22
23
242
225
257
272
2
2
2
270
2
270
2
2
2
273
2,190
2,328
230
217
277
253
21,736
23,141
20,223
200.0
2,124
2,169
2,918
21,736
23,141
2,179
22
2
2
21
2,124
2,181
20
2,736
21
2,155
27
2,864
2,169
2,918
270
270
2,124
2,192
21
2,265
2,155
27
2,864
270
20
230
23
217
2,499
29
29
27
2,579
20
2,190
2,328
2.9
2.8
2.7
232
204
27
27
292
21.8
20.2
238
21.7
20.1
20
20
235
293
22
214
269
29
2.5
2.3
230
2,164
2,207
2,328
2,464
2,190
2,207
2,190
2,207
286
242
200
230
217
277
253
21
21
23
21
21
23
21
21
28
26
25
26
2,863
25
26
28
22
2,198
2
238
25
20
2,650
2,015
2,650
275
260
275
2,250
2,250
250
250
250
250
200
200
200
2,198
26
2
25
29
22
242
230
230
217
217
230
230
217
217
22
20
24
27
21
24
27
221,358
21
23.0
27.1
272
2
2
2
270
2
2
2
We found 151 numbers that start with the digit 3. Here they are:
3,645
3,697
3,806
3,832
387
3,077
3,191
37
33
3,273
369
304
339
38
36
37
3
3.47
37
3.44
3.46
36
3.42
3
3
3,451
3,590
3,543
3,898
3,112
3,170
3,112
35
35
3
3
3
33
33
3,112
32
32
30
30
35
35
33
33
3
35
32
3
34
38
375
39
300
39
32
32
35
3
3,616
3,927
3,471
3,395
3,451
3,380
3,471
3,395
303
334
383
371
379
303
323
383
371
317
383
388
31
32
369
304
348
304
306
323
36
3,105
3,601
3,734
3,591
3,406
3,926
3
316
350
3,550
3,548
3,900
3,543
3,898
316
374
38
30
300
377
3,550
30
32
37
33
3,543
3,571
3,898
3,900
3,571
3,571
3,900
3,900
3
3
3
3
3
3
3
3
3
3
30
3
3
37.77
37.57
32
32
33.4
3
3
3.47
37
3.44
3.46
36
3.42
38.43
4's 5's 6's
We found 62 numbers that start with the digit 4. Here they are:
49,715,062
45
461
4
40
408
49.7
49.9
49.6
4
49.7
49.3
49.7
49.7
49.3
49.3
41
41
49.7
49.9
4
4
49.3
41
4,782
4,481
422
4.3
4,047
4
48
46
47
4,378
4
4
4.25
4.62
4,584
4.25
4.25
4.25
49
400
44
4.62
44
44
48
48
46
46
4.5
4.0
4.5
4.0
4.5
4.0
41
49.7
49.9
49.6
We found 71 numbers that start with the digit 5. Here they are:
53
54
51
56
574
502
52
5.48
5.44
5.40
5.37
50.0
51.0
50.1
50.3
50.2
50.1
574
56
505
559
50
532
57
57
5
5
58
55
5
5
5
592
560
543
509
54
500
5.47
5
5,292
5.94
5.97
54
5,425
5,625
570
500
5.47
500
500
5
5
5
56
5.0
5.0
5.0
50
50.0
5
51.0
50.1
50.3
50.2
5.48
5.44
5.40
5.37
5
51
We found 60 numbers that start with the digit 6. Here they are:
641
614
655
647
68
693
675
675
6
6
6
6
669
6
6
67
67
67
67
63
675
675
6
6
63
675
68
64
67
6.4
6.5
689
6.9
6,567
69
637
657
6,116
600
6.13
6.36
6.59
6.48
60
67
600
6
6.5
6.0
6.5
6.0
6.5
6.0
6
6
6
6
693
675
61.48
7's 8's 9's
We found 41 numbers that start with the digit 7. Here they are:
76
729
747
727
77
73
73
7
7
754
762
767
7
7
735
767
7
735
747
72
775
746
773
7.8
7.3
7,653
7
747
761
7.00
700
700
7
7.000
7
7
750
775
7
7
7
We found 28 numbers that start with the digit 8. Here they are:
87
84
82
8
8
8
8
8
81
801
821
8
8
809
8.3
84
82
86
85
87
8
85
8.0
8.0
8.0
8.0
8.0
8.0
We found 34 numbers that start with the digit 9. Here they are:
95
9
99
96
983
980
99
92
950
9
9
93
9
980
92
9
94
980
9
9
900
9.75
9
96
96
9.750
9.750
91
99
99
96
96
96
92.2
While the above BFH 10Q Filed 10/30/2024 is interesting in isolation, we have found that it is also useful to take a look at older BREAD FINANCIAL HOLDINGS, INC. filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10Q Filed 10/30/2024 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical BFH 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

10Q Filed 10/30/2024
30.2
21.0
16.5
6.8
7.8
6.6
4.5
3.1
3.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 83
XBRL? ✓  [ original filing ]
Total numbers found: 916

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10K Filed 2/20/2024
28.6
22.5
13.1
10.3
6.6
6.2
5.1
5.1
2.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL? ✓  [ original filing ]
Total numbers found: 1,286

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 5/1/2023
30.7
25.5
10.2
9.3
6.1
5.0
5.7
2.7
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 79
XBRL? ✓  [ original filing ]
Total numbers found: 560

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 8/4/2022
37.1
20.4
8.2
9.3
9.5
4.2
4.1
3.6
3.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 90
XBRL? ✓  [ original filing ]
Total numbers found: 813

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 11/3/2021
30.0
20.2
12.5
8.5
8.1
7.3
5.0
4.2
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL? ✓  [ original filing ]
Total numbers found: 1,350

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10K Filed 2/26/2021
28.4
19.9
11.7
11.1
8.5
6.0
4.2
5.5
4.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 92
XBRL? ✓  [ original filing ]
Total numbers found: 2,248

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 5/6/2020
31.2
20.1
15.5
9.1
6.7
7.2
4.5
3.1
2.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 93
XBRL? ✓  [ original filing ]
Total numbers found: 1,070

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 7/31/2024
33.8
24.3
12.1
10.4
7.1
4.6
3.2
3.0
1.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 86
XBRL? ✓  [ original filing ]
Total numbers found: 804

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 10/26/2023
29.8
23.5
14.5
7.0
7.1
6.8
5.7
3.0
2.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 91
XBRL? ✓  [ original filing ]
Total numbers found: 876

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10K Filed 2/28/2023
31.2
22.2
9.9
10.8
6.2
6.6
4.8
5.6
2.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 81
XBRL? ✓  [ original filing ]
Total numbers found: 1,282

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 5/5/2022
34.0
21.6
9.5
10.0
7.1
4.3
5.7
4.7
3.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL? ✓  [ original filing ]
Total numbers found: 580

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 8/5/2021
29.5
19.7
11.4
8.4
8.0
7.2
4.3
5.6
5.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 74
XBRL? ✓  [ original filing ]
Total numbers found: 1,311

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 11/4/2020
28.6
20.2
13.2
10.7
8.5
6.1
5.2
3.7
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL? ✓  [ original filing ]
Total numbers found: 1,586

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10K Filed 2/28/2020
28.5
19.6
12.2
11.2
9.6
5.3
5.6
3.6
4.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 85
XBRL? ✓  [ original filing ]
Total numbers found: 2,357

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 5/1/2024
36.6
23.1
14.3
7.9
5.2
3.1
3.3
2.9
3.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 75
XBRL? ✓  [ original filing ]
Total numbers found: 580

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 8/2/2023
31.4
23.1
11.5
9.6
9.4
4.8
4.0
3.2
3.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL? ✓  [ original filing ]
Total numbers found: 876

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 11/4/2022
35.4
21.9
9.8
9.8
6.9
5.1
5.7
2.9
2.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 93
XBRL? ✓  [ original filing ]
Total numbers found: 830

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10K Filed 2/25/2022
28.7
21.9
10.9
10.9
7.7
6.0
5.6
4.2
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL? ✓  [ original filing ]
Total numbers found: 1,830

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 5/5/2021
33.1
18.4
13.5
8.2
7.8
7.1
5.0
3.4
3.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL? ✓  [ original filing ]
Total numbers found: 969

■ = Typical BFH range from 2/28/2020 to 10/30/2024
10Q Filed 8/4/2020
28.3
20.9
13.5
8.8
8.1
7.1
4.3
4.8
4.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL? ✓  [ original filing ]
Total numbers found: 1,546

■ = Typical BFH range from 2/28/2020 to 10/30/2024
PG 10Q Filed 1/22/2025:
75
NVEC 10Q Filed 1/22/2025:
56
SLB 10K Filed 1/22/2025:
95
TPCS 10Q Filed 1/21/2025:
58
AGYS 10Q Filed 1/21/2025:
92
RFIL 10K Filed 1/21/2025:
88
PRGS 10K Filed 1/21/2025:
72
TMGI 10Q Filed 1/21/2025:
87
PAPL 10Q Filed 1/21/2025:
84
DIT 10Q Filed 1/21/2025:
78
AOXY 10Q Filed 1/17/2025:
26
SCLX 10Q Filed 1/17/2025:
90
BACK 10Q Filed 1/17/2025:
59
TPET 10K Filed 1/17/2025:
95
FHLD 10K Filed 1/16/2025:
20
IIIN 10Q Filed 1/16/2025:
77
TRMB 10Q Filed 1/15/2025:
81
NEOG 10Q Filed 1/15/2025:
45
PKE 10Q Filed 1/15/2025:
75
LGIQ 10Q Filed 1/15/2025:
59
FORLU 10Q Filed 1/14/2025:
65
RMCF 10Q Filed 1/14/2025:
78
IRRXU 10Q Filed 1/14/2025:
59
BMRA 10Q Filed 1/14/2025:
83
VLD 10Q Filed 1/14/2025:
97
CVGW 10K Filed 1/14/2025:
52
FNGR 10Q Filed 1/14/2025:
98
DBMM 10Q Filed 1/14/2025:
3
LOOP 10Q Filed 1/14/2025:
80
JCTC 10Q Filed 1/14/2025:
51
NTRP 10Q Filed 1/14/2025:
96
RR 10K Filed 1/14/2025:
72
EMKR 10K Filed 1/14/2025:
75
APLD 10Q Filed 1/14/2025:
83
ASRE 10Q Filed 1/14/2025:
42
NRIS 10Q Filed 1/14/2025:
35
SODI 10Q Filed 1/14/2025:
71
HOVR 10Q Filed 1/14/2025:
36
RILY 10Q Filed 1/13/2025:
97
VRTC 10Q Filed 1/13/2025:
30
 

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